ECrowd! is a new way to finance investment projects through collective finance. The project is published on an electronic platform, with all the technical, financial and legal information. Small and large investors can then analyse the project and decide to lend to the project if they like the proposal. Contributions are minimal 50€ up to a limit of 3,000€ for non cualified investors. ECrowd! manages the publication, checks the project as a free service to the investors and negotiates with the investors.
ECrowd! finances investment projects in proven technologies, typically where new technology replaces outdated, less efficient technology. Investments should generate a stable and predictable income stream or savings with which the loan can be repaid. Examples of such projects are investments in energy efficiency or fiber optic networks.
ECrowd! finances both communities and businesses owners (ideally type ESE or ESCO UTE).
! ECrowd! analyzes loans between 50,000€ and one million euros, although in the case of a building owners this may be lower amounts.
Unlike other crowdlending platforms, ECrowd! does not finance working capital or invoice discounting. We also do not fund research projects or companies seeking a capital.